Integrating agriculture into urban markets is a growing challenge in emerging countries, as is mitigating the risk related to any agricultural production. The stakes are not only economic but also social and environmental: financing sound agriculture practices is therefore a major strategic challenge for the public and private sector.
Agricultural finance is not only about financial products but also about portfolio diversification, risk mitigation, agro-processing, storing and distribution. It considers also sophisticated payment schemes for producers, distributors and lenders.
Agricultural insurance can cover various risks (climatic, disease, market, etc.) and involves a wide range of players: re-insurers, insurance companies, banks, input suppliers, farmer organisations, public entities, public-private partnerships, and so on.
We help financial service providers develop the right model for agriculture and insurance services characterised by high risk, irregular and uneven patterns, and challenging break-even models.